Everyday, hundreds of people contact CCCS and get important information, ideas, and options that help them feel more confident about managing their money and making financial decisions.

Confidential and Convenient
Our services are confidential, and our counselors are available in person, over the telephone, or via the Internet.

Find Your Situation
Click on the description that best matches where you are in your financial life to find out how CCCS can help. Most people will click more than one. Some may be complicated. Others are pretty clear.

Credit and Debt Problems

• I have too much credit card debt
• My creditors are calling me
• I’m going through a divorce and paying my bills is hard
• I lost my job and don’t know what to do about my bills
• I’m dealing with medical bills that are making it hard to pay other bills
• I’m a homeowner, 62 years or older, struggling to meet my expenses

Bankruptcy and Alternatives

• I’m beginning to think that bankruptcy is my only option
• I met with a bankruptcy attorney and need a credit counseling certificate
• I’ve already filed bankruptcy and need the education class before discharge

Housing

• I want to buy a house
• I’m behind on my mortgage and don’t know what to do
• I’m a homeowner, 62 years or older, and struggling to
  meet my expenses

Basic Money Management

• I’m doing okay, but I need to put together
  a detailed plan for my finances
• I want to know how to get a free copy of my credit report
• I would like to know more about identity theft
• I would like to better understand my credit and debt situation

Financial Education

• I am looking for a course that will teach me how to manage my money
• I am looking for financial education tips I can use
• I am on ChexSystems. I need help getting and keeping a checking account.

What’s next?
Please continue to explore our Web site for additional information. Or contact us for an appointment with a certified counselor at one of our local offices. If it’s more convenient, we can arrange a telephone appointment that meets your schedule.

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