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How do you plan a budget? Wondering how much those credit card minimum payments are really costing you? One click will show you.

CCCS has assembled this list of short, straightforward articles to help you navigate your finances. Simply click the underlined topics you want know about. All documents are in PDF format and can be opened using Adobe Acrobat Reader.

If you still have questions after you download your Quick Tips article, you can contact CCCS to discuss your concerns.

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Banking
How to Choose a Financial Institution
The Benefits of Direct Deposit
The Types of Checking Accounts
What You Should Know About Free Checking Accounts
Automatic Debit Risks
Be Aware of Debit Card Fees
What You Should Know About Checking Account Fraud
How to Manage Your Checking Account           

Budgeting
How to Create a Budget
How to Plan for Occasional Expenses
Expense Planning When You Have a New Baby
Budgeting for Your Next Vacation
Personal Budget Form           

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Credit Reports & Credit Scores
Credit Scoring Fact Sheet
Letter Perfect Credit
What Makes Up a Credit Score
Free Credit Report Order Form
How Bad Credit Hurts You
Clean Up Your Credit Report

Dealing with Debt
Three Ways to Pay Off Bills
Coping With Debt
Computing Your Debt to Income Ratio
How to Pay Down Debt
Warning Signs of Debt Trouble      

Financial Self Help
Tips for Financial Success
How Long to Keep Financial Records
Surviving a Layoff
How to Avoid a Scam
Paying Down Debt
Who Can Ask For Your Social Security Number
Creating a Budget
Common Financial Issues During a Divorce
Widows and Money
Free Tax Preparation
The Effects of Interest Rate Changes

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Insurance
How to Save on Automobile Insurance
Insurance You Do Not Need           

Loans
What You Should Know About Debt Consolidation Loans
The Perils of Payday Loans
Understanding Predatory Lending

Managing Credit Cards
Balance Transfer Tricks
The Real Cost of Minimum Payments
How to Dispute an Error on Your Credit Card Bill
Dealing with Debt Collectors

Mortgages
Becoming Mortgage-Ready
What You Need to Know About Interest-Only Mortgages
Should You Prepay on Your Mortgage
How to Handle a Mortgage Delinquency
Understanding Home Equity Loans

Planning for Retirement
Avoiding Retirement Buyout Scams
Spotlight on Senior Scams
Saving for Retirement

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